Sumaya (Maya) El Hage is a banking and finance professional with more than 25 years of experience, with a strong focus on financial stability and supervisory work. At the Centrale Bank van Curaçao en Sint Maarten, Maya has contributed to financial stability modelling, the Financial Stability Report, and the development of the Deposit Guarantee Scheme, as well as examinations of financial institutions with an emphasis on asset quality and risk. Maya also has experience in payments infrastructure, reserves management, and public debt administration. With a solid academic background and practical involvement in policy development and investment oversight, Maya brings a thoughtful and informed perspective to today’s discussion.